1. Acceptance of Terms
Welcome to IB United.
These Terms of Use ("Terms") govern your access to and use of the IB United website, digital content, application links, network discovery experiences and related online services.
By accessing or using the website, you agree to comply with these Terms.
If you do not agree, please discontinue use of the website.
Additional written terms may apply to specific commercial opportunities or engagements.
2. About IB United
IB United is an independent international networking, recruitment, referral and business development initiative.
Our purpose is to connect individuals, professional networks, community leaders, introducing brokers, content creators and other interested participants with potential commercial opportunities.
IB United may facilitate introductions, share information about opportunities and coordinate initial discussions between interested parties.
IB United is not a bank, broker, investment advisor, asset manager, cryptocurrency exchange, payment processor or custodian of client funds.
Unless expressly stated in a separate written agreement, IB United does not provide regulated financial services or act as an authorised representative of any financial institution.
3. Eligibility
The website and its opportunity programmes are intended for individuals aged 18 or older.
By submitting an application, you represent that:
- You are at least 18 years old.
- You are legally permitted to participate in the relevant activities.
- Information you provide is accurate to the best of your knowledge.
- You will comply with applicable laws and regulations.
- You will not misrepresent your identity, experience or professional qualifications.
Certain opportunities may be restricted by country, experience, regulatory requirements or other criteria established by the relevant opportunity provider.
4. Nature of Opportunities
Information published on the website may describe potential opportunities involving:
- Introducing broker activities.
- Referral partnerships.
- Business development.
- Community engagement.
- Marketing and content creation.
- Webinar or live event hosting.
- Student ambassador initiatives.
- Professional networking.
- Other commercial collaborations.
Not every opportunity is available to every applicant.
Opportunities may change, be withdrawn or become unavailable without prior notice.
IB United does not guarantee that any particular opportunity will remain available or that an applicant will be selected.
5. Applications and Selection
Submitting an application does not guarantee:
- Acceptance into the IB United network.
- An interview or meeting.
- An introduction to a third party.
- Employment or a contractor engagement.
- Any particular compensation arrangement.
- A commercial agreement.
- A response within a specific period.
Applications may be reviewed based on relevant experience, stated interests, available opportunities and other appropriate criteria.
IB United may request clarification or supporting information where reasonably necessary.
We reserve the right to decline applications or discontinue discussions, subject to applicable law.
6. Independent Commercial Relationships
Where an applicant is introduced to an external organisation, any subsequent commercial relationship will be governed by the terms agreed between the relevant parties.
Unless expressly agreed otherwise in writing:
- IB United is not the employer of the applicant.
- IB United is not a party to agreements between applicants and third-party providers.
- IB United does not guarantee a third party's performance.
- IB United does not assume responsibility for third-party compensation or contractual obligations.
Applicants are responsible for reviewing agreements before accepting any engagement.
7. Compensation and Incentive Information
Our website may display illustrative compensation structures, referral commissions, salary milestones, bonuses or other incentive arrangements associated with particular opportunities.
Such information is provided for general explanation and comparison.
Displayed amounts are not guaranteed earnings, guaranteed employment offers or binding compensation commitments.
Actual eligibility, calculation methods, qualification criteria, payment periods, caps, exclusions, adjustments and other conditions depend on the applicable written programme terms.
A displayed monthly amount does not necessarily mean that an applicant has entered an employment relationship or acquired an unconditional right to receive that amount.
Where a salary-based opportunity is advertised, its legal classification and payment obligations must be established in the relevant written agreement.
8. Qualification and Performance Conditions
Certain programmes may measure performance using qualified referrals, verified customer activity, approved conversions or other defined milestones.
A referral, registration, enquiry or account opening does not necessarily qualify for compensation.
Qualification criteria may include conditions established by the relevant opportunity provider.
IB United does not guarantee that every referral or activity will result in a commission or incentive.
The applicable written programme agreement will determine whether a particular milestone has been achieved and whether payment is due.
9. Currency Conversion
Our website may display amounts in different currencies for convenience.
Currency conversion features are estimates and may use third-party exchange-rate information.
Displayed converted amounts:
- May differ from actual settlement amounts.
- May not include fees or exchange-rate spreads.
- May change as market rates fluctuate.
- Do not change the underlying contractual payment currency.
The original contractual currency and payment terms will prevail over any approximate website conversion.
10. No Financial or Investment Advice
Nothing on the IB United website constitutes personalised investment advice, trading advice, financial planning, tax advice or legal advice.
IB United does not guarantee investment returns, trading performance or financial outcomes.
References to brokers, trading communities, financial technology platforms or payment services do not constitute a recommendation that any particular product or service is suitable for you.
Financial products and leveraged trading may involve substantial risk, including loss of capital.
You should independently evaluate any third-party financial service and seek appropriately qualified advice where necessary.
11. Third-Party Providers and External Websites
The website may contain links to external organisations, application forms, payment platforms, social media services and other websites.
Third-party services are operated independently and may have their own terms, eligibility rules, fees, policies and regulatory requirements.
IB United does not control or guarantee the accuracy, availability, security or performance of those services.
You access external services at your own discretion and subject to applicable law.
12. Names, Logos and References
The website may display third-party company names, product names, logos or trademarks for identification or informational purposes.
Unless expressly confirmed, their inclusion does not establish an official partnership, sponsorship, endorsement, agency or contractual relationship.
All third-party trademarks remain the property of their respective owners.
Users must not represent that IB United has an affiliation with a third party unless that affiliation has been expressly authorised.
13. Website Discovery Tools
The website may offer interactive quizzes, identity cards, role recommendations and milestone calculators.
These features are intended for informational, educational and engagement purposes.
A network identity profile does not constitute professional certification, recruitment approval, financial suitability verification or guaranteed programme eligibility.
Illustrative calculators may use simplified assumptions and should not be relied upon as contractual payment statements.
We may update these tools as programme information changes.
14. User Conduct
You agree not to:
- Submit false, misleading or fraudulent information.
- Impersonate another individual or organisation.
- Misuse another person's personal information.
- Send unsolicited bulk messages or engage in unlawful spam.
- Misrepresent commercial relationships.
- Make false income, employment or financial claims.
- Promote unlawful or misleading financial activities.
- Interfere with website security or functionality.
- Introduce malware or attempt unauthorised access.
- Scrape or systematically extract website content without permission.
- Infringe intellectual property or privacy rights.
- Use the website for activities prohibited by applicable law.
We may restrict access or reject submissions where reasonably necessary to protect users, partners or the website.
15. Referral and Marketing Standards
Individuals participating in referral or promotional activities must communicate truthfully and comply with applicable advertising, consumer protection, privacy and financial promotion requirements.
Participants must not:
- Promise guaranteed income or investment returns.
- Conceal material programme conditions.
- Misrepresent their authority or professional status.
- Use deceptive testimonials or fabricated performance information.
- Mislead individuals about risks, fees or eligibility.
- Use another person's contact details without an appropriate legal basis.
- Claim to represent a regulated provider without authorisation.
Any applicable commission, sponsorship or other material commercial relationship must be disclosed where required by law.
Separate partner agreements may impose additional marketing and compliance requirements.
16. Intellectual Property
Unless otherwise stated, the website's original branding, design, copy, graphics, interactive experiences and other original content are owned by or licensed for use by IB United.
You may access the website for lawful personal and professional informational purposes.
You may not reproduce, commercially exploit, modify or redistribute protected content without appropriate permission, except where permitted by law.
Downloadable Network Identity Cards may be shared for personal, non-misleading use.
Sharing an identity card does not authorise you to claim official employment, certification or representation of IB United.
17. Privacy and Personal Information
Our collection and use of personal information are described in our Privacy Policy.
By submitting information through our website, you acknowledge that the information will be processed for the relevant purposes described in that Policy.
Where applicable law requires consent, consent will be obtained separately.
Please review the Privacy Policy before submitting an application.
18. Website Availability
We aim to maintain a functional and accessible website.
However, we do not guarantee uninterrupted operation, permanent availability or freedom from technical errors.
We may modify, suspend or discontinue website features where reasonably necessary.
Information may occasionally contain errors or become outdated.
We may correct material inaccuracies when identified.
19. Disclaimer of Warranties
To the extent permitted by applicable law, the website and its general informational content are provided on an "as available" and "as is" basis.
We do not make guarantees concerning the accuracy, completeness, uninterrupted availability or suitability of website content for a particular purpose.
Nothing in these Terms excludes rights or warranties that cannot lawfully be excluded.
20. Limitation of Liability
To the extent permitted by applicable law, IB United will not be responsible for indirect, incidental or consequential losses arising solely from reliance on general website information, temporary website unavailability or independent third-party services.
This provision does not exclude or restrict liability where doing so would be unlawful, including liability that cannot be excluded under applicable consumer protection or other mandatory laws.
Nothing in these Terms prevents users from exercising statutory rights.
21. Indemnification
To the extent permitted by applicable law, you agree to be responsible for losses, claims or reasonable expenses directly arising from your unlawful use of the website, deliberate misconduct or material violation of these Terms.
This provision does not require you to indemnify IB United for losses caused by our own unlawful conduct.
22. Changes to the Website and Terms
We may revise these Terms to reflect operational changes, new website functionality, changes to our programmes or legal requirements.
The latest version will be published on the website with its revision date.
Where legally required, we will provide additional notice before material changes take effect.
Continued use after changes take effect may constitute acceptance where permitted by applicable law.
23. Disputes and Applicable Law
If you have a concern about the website or these Terms, please contact us first so we can attempt to resolve the issue informally.
Nothing in these Terms prevents you from exercising rights or bringing proceedings available under applicable law.
Any dispute-resolution procedure or governing-law provision that requires a specified jurisdiction will be established in an appropriate final version of these Terms.
24. Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.
25. No Waiver
A failure or delay in enforcing a provision of these Terms does not automatically constitute a waiver of that provision or any other rights.
26. Contact Information
For questions regarding these Terms, applications or website-related concerns, contact:
IB United
Email: ibunitedglobal@gmail.com
Please include the nature of your enquiry so it can be directed appropriately.